National City is sixty-one thousand people built on the Mile of Cars, logistics, the trades, and a dense layer of family-owned retail tied to the border just south. Most of that is service and dealership work that never needs a cart. But the cross-border and family-retail base produces real product: a shop sourcing goods that move in both directions across the line, a maker selling a branded line locally and increasingly by mail, a family store with a signature item people drive in for and now ask to have shipped.
Those operators don't need a marketplace. They need a clean, bilingual-friendly way for a known customer to buy a known thing online. Drop that shop into Shopify and the platform charges for the parts that matter (the look, the language, the checkout) while flattening the family identity into the same template every store wears, with a monthly fee on top of processing.
Stripe-direct fits the actual job. Stripe moves the money. The product page, the layout, the language the shop actually uses with its customers, the receipt in the family's voice: all written around the business instead of a rented theme. You pay the processing fee and nothing else. No platform skimming a family operation working on tight margins close to the border.